Is Zcash legal in Peru?
Legal to own; no privacy-coin-specific rule found, and local ZEC listings are unverified.
| Owning ZEC | Legal |
|---|---|
| Local exchanges | Limited |
| National rule | No specific rule on privacy coins |
| Regulator | Superintendencia de Banca, Seguros y AFP (SBS); SUNAT |
| Last reviewed | 25 October 2026 |
The legal situation in Peru
Peru treats crypto exchanges as virtual asset service providers that must report to the UIF. We found no privacy-coin-specific rule, and owning ZEC is legal. Local listing status of ZEC is unverified.
Key facts
- 2023-07: Supreme Decree 006-2023-JUS made crypto exchanges in Peru virtual asset service providers (PSAV) obliged to report to the UIF.
- 2024-05-31: New AML/CFT compliance requirements for PSAVs applied.
- Tax: Individuals are generally not taxed on crypto disposals unless they trade habitually; companies pay 29.5% income tax on gains.
What this means for you
Owning Zcash and keeping it in your own wallet is legal as far as we could find. Pick a wallet from our best Zcash wallets list, read how to buy Zcash, and keep records for tax.
Sources
cms.law.
Sources are listed by publisher so you can look them up yourself; we do not link out.
General information, not legal or tax advice. Check the regulator's own website before acting.
Frequently asked questions
Is Zcash legal in Peru?
Legal to own; no privacy-coin-specific rule found, and local ZEC listings are unverified.
Can I buy Zcash on a local exchange in Peru?
Only in limited ways: few or no licensed local exchanges list ZEC.